lomi.

What should I check before going live?

Review keys, checkout URLs, webhooks, payment methods, reconciliation, and support before enabling real payments.

Use this checklist before switching from test keys to live keys.

Account and dashboard

  • Your account verification is complete.
  • Business details, support contact, and payout information are correct.
  • Team members have the right access.
  • Test data is not confused with live reporting.

Keys and environments

  • Production servers use lomi_sk_live_....
  • Frontend card flows use lomi_pk_live_... only where required.
  • Secret keys are stored in environment variables or a secrets manager.
  • Logs, analytics, and error reporters do not capture keys or client_secret values.

Checkout and payment methods

  • Success and cancel URLs point to production pages.
  • Checkout copy, product names, amounts, currencies, and metadata are correct.
  • Enabled payment methods match the countries and customers you serve.
  • Failure, cancellation, and pending states are visible to customers.

Webhooks and reconciliation

  • Your webhook endpoint is reachable over HTTPS.
  • Signatures are verified from the raw request body.
  • Event handling is idempotent.
  • Your system can reconcile orders against lomi. transaction IDs.
  • Your team knows where to inspect webhook delivery and retry behavior.

Final live test

Create one small live payment, complete it, verify the webhook, confirm dashboard reporting, then refund or reconcile it according to your internal process.

Agent-provisioned merchants (MCP / Partner API)

If an AI agent onboarded your business via the Partner API or MCP:

  1. Build and test with lomi_sk_test_* immediately after onboarding completes.
  2. When ready for real payments, the agent calls POST /provisioning/v1/merchants/{id}/live-activation/request and shares the merchant approval link with you.
  3. Open /connect/go-live on the dashboard, review the checklist, and approve go-live yourself.
  4. Starter businesses: KYC is reviewed automatically (AI-assisted, capped at 650,000 XOF gross live volume before full KYB).
  5. Registered businesses: a platform admin reviews your business in admin.lomi.africa → Provisioning → Go-live.
  6. After approval, retrieve your live secret key on the go-live page. Your agent never receives live credentials via the provisioning API.

Next: API reference or Build guides.

How do I test safely in sandbox?

Use test keys, test payment methods, test balances, and webhook verification before switching to live mode.

On this page

Account and dashboardKeys and environmentsCheckout and payment methodsWebhooks and reconciliationFinal live testAgent-provisioned merchants (MCP / Partner API)